![]() Your insurance company may also request a recorded statement. This information may become necessary if it turns out that the defendant was uninsured or had too little insurance and you need to file an uninsured or underinsured motorist claim for your property damage or medical bills. Your insurance company will usually ask questions similar to those asked by the liability adjuster. Generally speaking, you have a duty to cooperate with your insurance company, which may include providing a statement. If you carry uninsured/underinsured motorist coverage, you may assert a claim following your accident. What questions can I expect from my insurance company? You should consult with legal counsel of your own before giving any statement, oral, written, or recorded, to the liability adjuster, as it could significantly impact your ability to recover compensation later in your case. It is important to keep in mind that the liability insurance company is adverse to you and is acting on behalf of its insured. On most occasions, the adjuster will request a recorded statement, which means you will be sworn in for questioning and your answers will be recorded on tape. The adjuster may also ask you questions about your injuries, medical treatment, and past medical history. The purpose of these questions is to determine liability – in other words, who was at fault for the accident. The liability insurance adjuster will typically ask you questions about the accident itself, such as when, where, how, and why the accident happened. What types of questions can I expect from the other person’s insurance company? Under most insurance policies, you have a duty to notify your insurance carrier if you are involved in an accident, even if the accident was not your fault. The other insurance company that may contact you is your own personal insurance carrier. If that party is at fault, then his insurance will be primarily responsible for your damages following an accident. The first is the liability insurance company, which is the insurance company for the other party to the accident. There are at least two different insurance companies that may contact you following a motor vehicle accident. If I have been involved in an auto accident, should I speak with the insurance company? ![]()
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |